Riding schools include insurance discounts? More info on that?
I meant this more in the case of road riding than a track school. In the UK, there's RoSPA (Royal Society for the Prevention of Accidents) and the IAM (Institute of Advanced Motorists). I don't think there's an insurance company anywhere in the UK that doesn't
give a discount for IAM certification. In the USA, YMMV.
In many cases, what's applicable on the road (particularly with regard to paying attention to position - body and bike - as well as throttle control, braking, planning, etc) is every bit as applicable on the track.
What happens on track occurs faster, but then you equally don't have to worry about ignorant car drivers, wet leaves, pot holes, lamp posts... not to mention traffic coming in the other direction. The only truck you have to worry about at a track is one in the paddock that's fitting your tyres. I turned my nose up at first thinking it was all reflective Sam Browne belts and 'don't you dare exceed 2mph less than the posted limit', but it really isn't.
My dream was to do the Isle of Man TT, but life steered me in a direction short of gaining my ACU National license... and a sh*tload of sponsorship money.
At the end of the day, knowledge is power. The knowledge in your head is worth more than brake horsepower.